:root{--navy:#002868;--gold:#C5A028;--gold-light:#E8C84A;--red:#BF0A30;--white:#FFFFFF;--off-white:#F8F7F4;--light-gray:#F0EEE8;--mid-gray:#8A8880;--dark:#1A1814;--text:#2C2A26;--text-light:#5C5A56;--border:#E2DED6;--shadow:0 2px 20px rgba(0,40,104,0.08);--shadow-lg:0 8px 40px rgba(0,40,104,0.14);--radius:8px;--radius-lg:16px;--transition:all 0.25s ease}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px}body{font-family:'Source Sans 3',sans-serif;color:var(--text);background:var(--white);line-height:1.65}img{max-width:100%;height:auto;display:block}a{color:var(--navy);text-decoration:none;transition:var(--transition)}a:hover{color:var(--gold)}ul{list-style:none}button{cursor:pointer;border:none;background:none;font-family:inherit}.top-bar{background:var(--navy);color:rgba(255,255,255,0.9);font-size:0.82rem;font-weight:600;letter-spacing:0.03em;padding:8px 0;position:relative;z-index:100}.top-bar-inner{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;justify-content:space-between;align-items:center;gap:12px}.top-bar-left{display:flex;align-items:center;gap:8px}.top-bar-left::before{content:'';width:8px;height:8px;background:var(--gold);border-radius:50%;display:inline-block;animation:pulse 2s infinite}@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:0.6;transform:scale(1.2)}}.top-bar-right a{color:var(--gold-light);font-size:0.92rem;font-weight:700;letter-spacing:0.02em}.top-bar-right a:hover{color:var(--white)}.navbar{background:var(--white);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:99;box-shadow:var(--shadow);position:sticky}.navbar-inner{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;height:68px;gap:24px}.logo{display:flex;flex-direction:column;line-height:1.1;flex-shrink:0}.logo-name{font-family:'Playfair Display',serif;font-size:1.2rem;font-weight:700;color:var(--navy);letter-spacing:-0.01em}.logo-tagline{font-size:0.68rem;color:var(--gold);font-weight:700;letter-spacing:0.12em;text-transform:uppercase}.logo:hover .logo-name{color:var(--gold)}.nav-links{display:flex;align-items:center;gap:4px;flex:1;justify-content:center}.nav-links a{font-size:0.85rem;font-weight:600;color:var(--text);padding:8px 12px;border-radius:var(--radius);letter-spacing:0.01em;white-space:nowrap}.nav-links a:hover,.nav-links a.active{color:var(--navy);background:var(--light-gray)}.nav-links a.active{color:var(--navy);font-weight:700}.btn-appt{background:var(--navy);color:var(--white)!important;padding:10px 20px!important;border-radius:var(--radius);font-weight:700!important;font-size:0.85rem!important;letter-spacing:0.02em;white-space:nowrap;flex-shrink:0;transition:var(--transition)}.btn-appt:hover{background:var(--gold)!important;color:var(--dark)!important;transform:translateY(-1px);box-shadow:0 4px 16px rgba(197,160,40,0.35)}.hamburger{display:none;flex-direction:column;gap:5px;padding:8px;cursor:pointer}.hamburger span{width:22px;height:2px;background:var(--navy);border-radius:2px;transition:var(--transition)}.nav-mobile{display:none;position:absolute;top:100%;left:0;right:0;background:var(--white);border-bottom:2px solid var(--gold);box-shadow:var(--shadow-lg);flex-direction:column;padding:16px 24px 24px;gap:4px;z-index:98}.page{display:none}.page.active{display:block}.hero{background:linear-gradient(135deg,var(--navy) 0%,#003580 40%,#001E5C 100%);min-height:580px;display:flex;align-items:center;position:relative;overflow:hidden}.hero::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.025'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E")}.hero::after{content:'';position:absolute;right:-80px;top:-80px;width:500px;height:500px;background:radial-gradient(circle,rgba(197,160,40,0.15) 0%,transparent 70%);border-radius:50%}.hero-inner{max-width:1200px;margin:0 auto;padding:80px 24px;position:relative;z-index:1;display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;width:100%}.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(197,160,40,0.2);border:1px solid rgba(197,160,40,0.4);color:var(--gold-light);font-size:0.75rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;padding:6px 14px;border-radius:100px;margin-bottom:20px}.hero-badge::before{content:'';width:6px;height:6px;background:var(--gold-light);border-radius:50%;animation:pulse 2s infinite}.hero h1{font-family:'Playfair Display',serif;font-size:clamp(2.2rem,4vw,3.4rem);font-weight:700;color:var(--white);line-height:1.2;margin-bottom:20px;letter-spacing:-0.02em}.hero h1 span{color:var(--gold-light)}.hero-desc{color:rgba(255,255,255,0.8);font-size:1.1rem;line-height:1.7;margin-bottom:36px;font-weight:300}.hero-ctas{display:flex;gap:14px;flex-wrap:wrap}.btn-primary{background:var(--gold);color:var(--dark);padding:14px 28px;border-radius:var(--radius);font-weight:700;font-size:0.95rem;letter-spacing:0.02em;display:inline-flex;align-items:center;gap:8px;transition:var(--transition);box-shadow:0 4px 20px rgba(197,160,40,0.35)}.btn-primary:hover{background:var(--gold-light);transform:translateY(-2px);box-shadow:0 8px 30px rgba(197,160,40,0.45);color:var(--dark)}.btn-secondary{background:transparent;color:var(--white);padding:14px 28px;border-radius:var(--radius);font-weight:700;font-size:0.95rem;letter-spacing:0.02em;border:2px solid rgba(255,255,255,0.4);display:inline-flex;align-items:center;gap:8px;transition:var(--transition)}.btn-secondary:hover{background:rgba(255,255,255,0.1);border-color:rgba(255,255,255,0.7);color:var(--white)}.hero-card{background:rgba(255,255,255,0.07);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,0.15);border-radius:var(--radius-lg);padding:36px}.hero-card h3{font-family:'Playfair Display',serif;color:var(--gold-light);font-size:1.3rem;margin-bottom:20px}.hero-stats{display:grid;grid-template-columns:1fr 1fr;gap:20px}.stat{text-align:center;padding:16px;background:rgba(255,255,255,0.06);border-radius:var(--radius);border:1px solid rgba(255,255,255,0.1)}.stat-num{font-family:'Playfair Display',serif;font-size:2rem;font-weight:700;color:var(--gold-light);display:block}.stat-label{font-size:0.78rem;color:rgba(255,255,255,0.65);text-transform:uppercase;letter-spacing:0.08em;font-weight:600}.hero-contact{margin-top:20px;padding-top:20px;border-top:1px solid rgba(255,255,255,0.12)}.hero-contact p{color:rgba(255,255,255,0.7);font-size:0.88rem;margin-bottom:6px}.hero-phone{color:var(--gold-light)!important;font-family:'Playfair Display',serif;font-size:1.6rem!important;font-weight:700;display:block}.hero-phone:hover{color:var(--white)!important}.trust-bar{background:var(--light-gray);border-bottom:1px solid var(--border);padding:20px 0}.trust-bar-inner{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;justify-content:space-around;align-items:center;gap:16px;flex-wrap:wrap}.trust-item{display:flex;align-items:center;gap:10px}.trust-icon{font-size:1.4rem}.trust-text{font-size:0.82rem;font-weight:700;color:var(--text);letter-spacing:0.02em}.section{padding:80px 0}.section-sm{padding:48px 0}.section-gray{background:var(--off-white)}.container{max-width:1200px;margin:0 auto;padding:0 24px}.section-header{text-align:center;max-width:680px;margin:0 auto 52px}.section-label{display:inline-block;font-size:0.72rem;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;color:var(--gold);background:rgba(197,160,40,0.1);border:1px solid rgba(197,160,40,0.25);padding:5px 14px;border-radius:100px;margin-bottom:14px}.section-title{font-family:'Playfair Display',serif;font-size:clamp(1.8rem,3vw,2.6rem);font-weight:700;color:var(--navy);line-height:1.25;margin-bottom:16px}.section-desc{color:var(--text-light);font-size:1.05rem;line-height:1.7}.gold-line{width:48px;height:3px;background:var(--gold);margin:20px auto 0;border-radius:2px}.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:28px}.card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow);transition:var(--transition);position:relative;overflow:hidden}.card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--navy),var(--gold));transform:scaleX(0);transform-origin:left;transition:var(--transition)}.card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px)}.card:hover::before{transform:scaleX(1)}.card-header{display:flex;align-items:center;gap:12px;margin-bottom:12px}.card-icon{flex-shrink:0;width:36px;height:36px;display:flex;align-items:center;justify-content:center;background:rgba(0,40,104,0.07);border-radius:8px;padding:7px}.card-icon svg{width:100%;height:100%}.card-title{font-family:'Playfair Display',serif;font-size:1.15rem;font-weight:600;color:var(--navy);margin:0;line-height:1.25}.card-text{color:var(--text-light);font-size:0.95rem;line-height:1.65}.faq-grid{max-width:860px;margin:0 auto}.faq-item{border:1px solid var(--border);border-radius:var(--radius);margin-bottom:16px;background:var(--white);overflow:hidden;padding:24px 28px;box-shadow:var(--shadow);border-left:4px solid var(--gold)}.faq-question{font-size:1rem;font-weight:700;color:var(--navy);margin-bottom:10px;display:block;font-family:'Playfair Display',serif}.faq-answer{display:block;color:var(--text-light);font-size:0.95rem;line-height:1.7}.process-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:32px;position:relative}.step{text-align:center;padding:32px 20px;position:relative}.step-num{width:56px;height:56px;background:var(--navy);color:var(--white);font-family:'Playfair Display',serif;font-size:1.4rem;font-weight:700;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 20px;position:relative;z-index:1;box-shadow:0 4px 16px rgba(0,40,104,0.3)}.step-title{font-family:'Playfair Display',serif;font-size:1.1rem;color:var(--navy);font-weight:600;margin-bottom:10px}.step-text{color:var(--text-light);font-size:0.92rem;line-height:1.65}.cta-banner{background:linear-gradient(135deg,var(--navy) 0%,#002068 100%);padding:70px 0;text-align:center;position:relative;overflow:hidden}.cta-banner::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M0 40L40 0H20L0 20M40 40V20L20 40'/%3E%3C/g%3E%3C/svg%3E")}.cta-banner .container{position:relative;z-index:1}.cta-banner h2{font-family:'Playfair Display',serif;font-size:clamp(1.8rem,3vw,2.6rem);color:var(--white);margin-bottom:16px}.cta-banner p{color:rgba(255,255,255,0.75);font-size:1.05rem;margin-bottom:36px;max-width:560px;margin-left:auto;margin-right:auto}.cta-phone{font-family:'Playfair Display',serif;font-size:2rem;color:var(--gold-light);font-weight:700;display:block;margin-bottom:28px}.cta-phone:hover{color:var(--white)}.cta-buttons{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}.page-hero{background:linear-gradient(135deg,var(--navy) 0%,#003580 100%);padding:60px 0 52px;position:relative;overflow:hidden}.page-hero::after{content:'';position:absolute;bottom:-1px;left:0;right:0;height:40px;background:var(--white);clip-path:ellipse(55% 100% at 50% 100%)}.page-hero-inner{max-width:1200px;margin:0 auto;padding:0 24px}.page-hero h1{font-family:'Playfair Display',serif;font-size:clamp(2rem,4vw,3rem);color:var(--white);font-weight:700;margin-bottom:12px;letter-spacing:-0.02em}.page-hero p{color:rgba(255,255,255,0.75);font-size:1.1rem;max-width:580px}.breadcrumb{display:flex;align-items:center;gap:8px;margin-bottom:16px}.breadcrumb span{font-size:0.82rem;color:rgba(255,255,255,0.5)}.breadcrumb a{font-size:0.82rem;color:rgba(255,255,255,0.7)}.breadcrumb a:hover{color:var(--gold-light)}.table-wrap{overflow-x:auto;margin:24px 0;border-radius:var(--radius);box-shadow:var(--shadow)}table{width:100%;border-collapse:collapse;font-size:0.95rem}th{background:var(--navy);color:var(--white);padding:14px 20px;text-align:left;font-weight:600;font-size:0.88rem;letter-spacing:0.04em}td{padding:14px 20px;border-bottom:1px solid var(--border);color:var(--text)}tr:last-child td{border-bottom:none}tr:nth-child(even) td{background:var(--off-white)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;max-width:720px;margin:0 auto}.form-group{display:flex;flex-direction:column;gap:6px}.form-group.full{grid-column:1 / -1}label{font-size:0.85rem;font-weight:700;color:var(--text);letter-spacing:0.02em}input,select,textarea{padding:12px 16px;border:1px solid var(--border);border-radius:var(--radius);font-family:inherit;font-size:0.95rem;color:var(--text);background:var(--white);transition:var(--transition);outline:none;width:100%}input:focus,select:focus,textarea:focus{border-color:var(--navy);box-shadow:0 0 0 3px rgba(0,40,104,0.1)}textarea{resize:vertical;min-height:120px}.btn-submit{background:var(--navy);color:var(--white);padding:14px 36px;border-radius:var(--radius);font-weight:700;font-size:1rem;letter-spacing:0.02em;transition:var(--transition);margin-top:8px;cursor:pointer;border:none;font-family:inherit}.btn-submit:hover{background:var(--gold);color:var(--dark);transform:translateY(-1px);box-shadow:0 6px 20px rgba(197,160,40,0.3)}.services-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:28px}.service-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow);border-left:4px solid var(--navy);transition:var(--transition)}.service-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px);border-left-color:var(--gold)}.service-card h3{font-family:'Playfair Display',serif;font-size:1.25rem;color:var(--navy);margin-bottom:12px}.service-card p{color:var(--text-light);font-size:0.95rem;line-height:1.65}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.about-content p{color:var(--text-light);font-size:1rem;line-height:1.75;margin-bottom:18px}.about-list{margin:16px 0}.about-list li{display:flex;align-items:flex-start;gap:12px;padding:10px 0;border-bottom:1px solid var(--border);font-size:0.95rem;color:var(--text)}.about-list li::before{content:'✓';color:var(--gold);font-weight:700;flex-shrink:0;margin-top:2px}.about-visual{background:linear-gradient(135deg,var(--light-gray) 0%,var(--off-white) 100%);border:1px solid var(--border);border-radius:var(--radius-lg);padding:40px;text-align:center}.about-seal{font-size:5rem;margin-bottom:16px;display:flex;justify-content:center;align-items:center}.about-seal svg{width:64px;height:64px}.about-seal-title{font-family:'Playfair Display',serif;font-size:1.4rem;color:var(--navy);font-weight:700;margin-bottom:8px}.about-seal-sub{font-size:0.85rem;color:var(--text-light)}.value-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}.chip{display:inline-flex;align-items:center;gap:6px;padding:6px 14px;background:rgba(0,40,104,0.07);border:1px solid rgba(0,40,104,0.15);border-radius:100px;font-size:0.82rem;font-weight:600;color:var(--navy)}.appt-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:48px;align-items:start}.appt-info h3{font-family:'Playfair Display',serif;font-size:1.4rem;color:var(--navy);margin-bottom:16px}.appt-info p{color:var(--text-light);font-size:0.95rem;line-height:1.7;margin-bottom:16px}.contact-detail{display:flex;align-items:center;gap:12px;padding:14px 0;border-bottom:1px solid var(--border);font-size:0.95rem}.contact-detail-icon{font-size:1.2rem;width:28px;flex-shrink:0}.contact-detail strong{color:var(--navy);display:block;font-size:0.8rem;text-transform:uppercase;letter-spacing:0.08em;margin-bottom:2px}footer{background:var(--dark);color:rgba(255,255,255,0.75);padding:60px 0 0}.footer-inner{max-width:1200px;margin:0 auto;padding:0 24px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,0.08)}.footer-logo{font-family:'Playfair Display',serif;font-size:1.4rem;font-weight:700;color:var(--white);margin-bottom:14px}.footer-desc{font-size:0.9rem;line-height:1.7;color:rgba(255,255,255,0.6)}.footer-col h4{font-size:0.78rem;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:var(--gold);margin-bottom:18px}.footer-links li{margin-bottom:10px}.footer-links a{font-size:0.92rem;color:rgba(255,255,255,0.65);transition:var(--transition)}.footer-links a:hover{color:var(--gold-light);padding-left:4px}.footer-contact-item{display:flex;gap:10px;margin-bottom:12px;font-size:0.9rem;color:rgba(255,255,255,0.65);align-items:flex-start}.footer-contact-item strong{color:var(--white)}.footer-phone{font-family:'Playfair Display',serif;font-size:1.2rem;color:var(--gold-light)!important;font-weight:700}.footer-bottom{max-width:1200px;margin:0 auto;padding:20px 24px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}.footer-legal{display:flex;gap:20px;flex-wrap:wrap}.footer-legal a{font-size:0.8rem;color:rgba(255,255,255,0.4)}.footer-legal a:hover{color:rgba(255,255,255,0.7)}.copyright{font-size:0.8rem;color:rgba(255,255,255,0.35)}.alert{padding:16px 20px;border-radius:var(--radius);margin-bottom:24px;font-size:0.95rem;display:flex;gap:12px;align-items:flex-start}.alert-blue{background:rgba(0,40,104,0.07);border-left:4px solid var(--navy);color:var(--navy)}.alert-gold{background:rgba(197,160,40,0.1);border-left:4px solid var(--gold);color:#6B5000}.alert-red{background:rgba(191,10,48,0.07);border-left:4px solid var(--red);color:var(--red)}.prose h2{font-family:'Playfair Display',serif;font-size:1.6rem;color:var(--navy);margin:36px 0 14px}.prose h3{font-family:'Playfair Display',serif;font-size:1.25rem;color:var(--navy);margin:28px 0 10px}.prose p{color:var(--text-light);font-size:0.97rem;line-height:1.75;margin-bottom:16px}.prose ul{margin:14px 0 20px 20px}.prose ul li{color:var(--text-light);font-size:0.97rem;line-height:1.7;margin-bottom:8px;list-style:disc}.prose-max{max-width:780px;margin:0 auto}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}.three-col{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.highlight-box{background:linear-gradient(135deg,rgba(0,40,104,0.04),rgba(197,160,40,0.06));border:1px solid rgba(0,40,104,0.12);border-radius:var(--radius-lg);padding:32px;margin:28px 0}.highlight-box h3{font-family:'Playfair Display',serif;color:var(--navy);margin-bottom:12px}.highlight-box p{color:var(--text-light);font-size:0.95rem;line-height:1.7}.num-list{counter-reset:nums}.num-list li{counter-increment:nums;display:flex;gap:14px;align-items:flex-start;margin-bottom:16px;color:var(--text);font-size:0.97rem;line-height:1.65}.num-list li::before{content:counter(nums);background:var(--navy);color:var(--white);width:26px;height:26px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:0.78rem;font-weight:700;flex-shrink:0;margin-top:1px}.icon-list li{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-bottom:1px solid var(--border);font-size:0.95rem;color:var(--text)}.icon-list li:last-child{border-bottom:none}.icon-list .ico{flex-shrink:0;font-size:1.1rem;margin-top:1px}.job-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px 32px;margin-bottom:20px;box-shadow:var(--shadow);display:flex;justify-content:space-between;align-items:flex-start;gap:24px;transition:var(--transition)}.job-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-2px)}.job-title{font-family:'Playfair Display',serif;font-size:1.2rem;color:var(--navy);margin-bottom:6px}.job-meta{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:10px}.job-tag{font-size:0.78rem;font-weight:700;padding:3px 10px;border-radius:100px;background:var(--light-gray);color:var(--text);letter-spacing:0.04em}.job-desc{font-size:0.92rem;color:var(--text-light);line-height:1.65}@media (max-width:900px){.hero-inner{grid-template-columns:1fr}.hero-inner .hero-calculator{display:none!important}.about-grid{grid-template-columns:1fr}.appt-grid{grid-template-columns:1fr}.two-col{grid-template-columns:1fr}.three-col{grid-template-columns:1fr}.footer-inner{grid-template-columns:1fr;gap:32px}.footer-bottom{flex-direction:column;text-align:center}}@media (max-width:768px){.nav-links{display:none!important}.navbar-inner .btn-appt{display:none!important}.hamburger{display:flex!important}.nav-mobile.open{display:flex!important}.nav-mobile a{padding:12px 16px;font-size:0.95rem;font-weight:600;color:var(--text);border-radius:var(--radius);display:block}.nav-mobile a:hover,.nav-mobile a.active{background:var(--light-gray);color:var(--navy)}.nav-mobile .mobile-appt-btn{display:block;background:var(--navy);color:var(--white)!important;text-align:center;margin-top:12px;padding:13px 20px;border-radius:var(--radius);font-weight:700}.form-grid{grid-template-columns:1fr}.section{padding:56px 0}.top-bar-left{font-size:0.76rem}.hero{min-height:auto}.trust-bar-inner{justify-content:flex-start;overflow-x:auto;flex-wrap:nowrap}.job-card{flex-direction:column}}.sticky-header{position:sticky;top:0;z-index:99;filter:drop-shadow(0 2px 8px rgba(0,40,104,0.12))}.sticky-header .top-bar{position:relative;z-index:auto}.sticky-header .navbar{position:relative;top:auto;z-index:auto;box-shadow:none;border-top:1px solid rgba(255,255,255,0.06)}.btn-appt-call{background:var(--gold)!important;color:var(--dark)!important;letter-spacing:0.01em}.btn-appt-call:hover{background:var(--gold-light)!important;color:var(--dark)!important;box-shadow:0 4px 18px rgba(197,160,40,0.45)!important}.btn-appt-call svg{vertical-align:middle;margin-bottom:2px}.mobile-call-btn{background:var(--gold)!important;color:var(--dark)!important;font-weight:700;border-radius:var(--radius)}.nav-home{display:flex!important;align-items:center;padding:8px 10px!important}.nav-home svg{display:block}.btn-primary svg,.btn-secondary svg,.btn-call-now svg{width:16px;height:16px;flex-shrink:0;vertical-align:middle}.chip svg{width:13px;height:13px;vertical-align:middle;flex-shrink:0}.service-card h3 svg{width:18px;height:18px;vertical-align:middle;margin-right:6px;flex-shrink:0}.ico svg{width:16px;height:16px;vertical-align:middle}.contact-detail-icon svg{width:18px;height:18px;vertical-align:middle}.footer-contact-item>span svg{width:16px;height:16px;vertical-align:middle;opacity:0.7}.alert svg{width:16px;height:16px;vertical-align:middle;flex-shrink:0}td svg{width:15px;height:15px;vertical-align:middle;margin-right:4px}.hero-calculator{background:rgba(255,255,255,0.09);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,0.18);border-radius:var(--radius-lg);padding:32px 28px}.hero-calculator h2{font-family:'Playfair Display',serif;color:var(--gold-light);font-size:1.3rem;font-weight:700;margin-bottom:20px}.hero-calculator .form-group{margin-bottom:14px}.hero-calculator label{display:block;font-size:0.82rem;font-weight:700;color:rgba(255,255,255,0.8);letter-spacing:0.06em;text-transform:uppercase;margin-bottom:7px}.hero-calculator input[type="text"]{width:100%;padding:12px 16px;border:1px solid rgba(255,255,255,0.25);border-radius:var(--radius);font-family:inherit;font-size:1rem;color:var(--white);background:rgba(255,255,255,0.1);outline:none;transition:var(--transition)}.hero-calculator input[type="text"]::placeholder{color:rgba(255,255,255,0.4)}.hero-calculator input[type="text"]:focus{border-color:var(--gold-light);background:rgba(255,255,255,0.15);box-shadow:0 0 0 3px rgba(232,200,74,0.2)}.btn-calculate{width:100%;background:var(--gold);color:var(--dark);padding:13px 20px;border-radius:var(--radius);font-weight:700;font-size:0.98rem;letter-spacing:0.02em;border:none;cursor:pointer;font-family:inherit;transition:var(--transition);margin-top:4px}.btn-calculate:hover{background:var(--gold-light);transform:translateY(-1px);box-shadow:0 6px 20px rgba(197,160,40,0.4)}.calculator-result{margin-top:20px;padding:20px;background:rgba(255,255,255,0.07);border:1px solid rgba(255,255,255,0.15);border-radius:var(--radius);text-align:center}.result-label{font-size:0.8rem;font-weight:700;color:rgba(255,255,255,0.65);text-transform:uppercase;letter-spacing:0.1em;margin-bottom:6px}.result-amount{font-family:'Playfair Display',serif;font-size:2.2rem;font-weight:700;color:var(--gold-light);margin-bottom:16px}.btn-call-now{display:inline-flex;align-items:center;gap:8px;background:var(--gold);color:var(--dark);padding:11px 22px;border-radius:var(--radius);font-weight:700;font-size:0.92rem;transition:var(--transition)}.btn-call-now:hover{background:var(--gold-light);color:var(--dark)}.trust-bar-mobile{display:none}.trust-bar-desktop{display:flex}.trust-item-mobile{display:flex;flex-direction:column;align-items:center;gap:6px;text-align:center;flex:1}.trust-text-mobile{font-size:0.78rem;font-weight:700;color:var(--text);letter-spacing:0.01em;line-height:1.45;text-align:center}.trust-sep-star{flex-shrink:0;align-self:center;opacity:0.6}@media (max-width:768px){.trust-bar-desktop{display:none}.trust-bar-mobile{display:flex;justify-content:center;align-items:center;gap:10px;padding:18px 20px;flex-wrap:nowrap;overflow:visible}.hero-ctas{flex-direction:column;align-items:center;gap:14px}.hero-ctas .btn-primary,.hero-ctas .btn-secondary{width:100%;justify-content:center;padding:17px 35px;font-size:1.19rem}}.mobile-calculator-section{display:none;background:var(--navy);padding:36px 24px}.mobile-calculator-section .hero-calculator{max-width:480px;margin:0 auto}@media (max-width:900px){.mobile-calculator-section{display:block}}.footer-col h4{font-size:0.78rem;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:var(--gold);margin-bottom:18px}.footer-col{display:flex;flex-direction:column}body{position:relative}.nav-dropdown{position:relative}.nav-dropdown-toggle{display:flex;align-items:center;gap:5px;color:inherit;text-decoration:none;font:inherit;letter-spacing:inherit;text-transform:inherit;font-weight:inherit}.nav-dropdown-toggle svg.drop-caret{transition:transform 0.2s ease;flex-shrink:0}.nav-dropdown:hover .drop-caret{transform:rotate(180deg)}.nav-dropdown-menu{position:absolute;top:100%;left:50%;transform:translateX(-50%);padding-top:12px;background:transparent;z-index:500;opacity:0;visibility:hidden;pointer-events:none;transition:opacity 0.18s ease}.nav-dropdown:hover .nav-dropdown-menu{opacity:1;visibility:visible;pointer-events:auto}.nav-dropdown-menu-inner{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:0 12px 40px rgba(0,40,104,0.18);width:500px;max-width:calc(100vw - 32px);padding:8px 0}.nav-dropdown-menu .drop-grid{display:grid;grid-template-columns:1fr 1fr;padding:6px 8px}.nav-dropdown-menu a{display:flex;align-items:center;gap:8px;padding:8px 10px;font-size:0.81rem;color:var(--text);text-decoration:none;font-weight:500;letter-spacing:0;text-transform:none;transition:background 0.15s,color 0.15s;border-radius:6px;white-space:nowrap}.nav-dropdown-menu a:hover{background:var(--off-white);color:var(--navy)}.nav-dropdown-menu a svg{flex-shrink:0;opacity:0.45}.nav-dropdown-menu a:hover svg{opacity:1}.nav-dropdown-menu .drop-divider{height:1px;background:var(--border);margin:4px 16px}.nav-dropdown-menu .drop-all{display:flex;align-items:center;justify-content:center;gap:8px;font-weight:700;color:var(--navy);padding:10px 16px;margin:4px 8px 6px;border-radius:6px;border:2px solid var(--navy);text-align:center}.nav-dropdown-menu .drop-all:hover{background:var(--navy);color:var(--white)}.nav-dropdown-menu .drop-all:hover svg{opacity:1;stroke:var(--white)}.mobile-drop-toggle{display:flex;align-items:center;justify-content:space-between;width:100%}.mobile-drop-toggle .drop-caret{transition:transform 0.2s ease}.mobile-drop-open .drop-caret{transform:rotate(180deg)}.nav-mobile-sub{display:none;padding-left:16px;border-left:2px solid var(--gold);margin:4px 0 4px 0}.nav-mobile-sub a{font-size:0.82rem;padding:7px 12px;opacity:0.85}.mobile-drop-open+.nav-mobile-sub{display:block}.breadcrumb{background:var(--off-white);border-bottom:1px solid var(--border);padding:10px 0}.breadcrumb-list{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;align-items:center;gap:6px;list-style:none;flex-wrap:wrap}.breadcrumb-list li{display:flex;align-items:center;gap:6px;font-size:0.82rem;color:var(--text-light)}.breadcrumb-list li a{color:var(--navy);font-weight:600;display:flex;align-items:center;gap:4px}.breadcrumb-list li a:hover{color:var(--gold)}.breadcrumb-list li svg{opacity:0.4}.breadcrumb-list li[aria-current="page"]{color:var(--text);font-weight:700}.content-sidebar-layout{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}.content-main h2{font-family:'Playfair Display',serif;font-size:1.55rem;color:var(--navy);margin:0 0 14px}.content-main h2+p,.content-main>p{color:var(--text-light);font-size:0.97rem;line-height:1.75;margin-bottom:20px}.content-sidebar{position:sticky;top:90px}.sidebar-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow)}.sidebar-card+.sidebar-card{margin-top:20px}.sidebar-card-header{background:var(--navy);color:var(--white);padding:14px 20px;font-weight:700;font-size:0.88rem;letter-spacing:0.04em;display:flex;align-items:center;gap:8px}.sidebar-card-header svg{opacity:0.8;flex-shrink:0}.sidebar-card-alert .sidebar-card-header{background:var(--red)}.sidebar-card-body{padding:20px}.sidebar-service-list{list-style:none}.sidebar-service-list li{border-bottom:1px solid var(--border)}.sidebar-service-list li:last-child{border-bottom:none}.sidebar-service-list li a{display:flex;align-items:center;gap:8px;padding:9px 0;font-size:0.88rem;font-weight:600;color:var(--text);transition:var(--transition)}.sidebar-service-list li a:hover{color:var(--navy);padding-left:4px}.sidebar-service-list li a svg{opacity:0.4;flex-shrink:0}.sidebar-service-list li a:hover svg{opacity:1}.steps-list{margin:20px 0 32px}.step-item{display:flex;gap:18px;align-items:flex-start;margin-bottom:24px;padding-bottom:24px;border-bottom:1px solid var(--border)}.step-item:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}.step-number{width:40px;height:40px;background:var(--navy);color:var(--white);font-family:'Playfair Display',serif;font-size:1.1rem;font-weight:700;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 3px 10px rgba(0,40,104,0.25)}.step-body{flex:1}.step-title{font-family:'Playfair Display',serif;font-size:1.05rem;font-weight:700;color:var(--navy);margin:0 0 6px}.step-desc{color:var(--text-light);font-size:0.93rem;line-height:1.7;margin:0}.service-faq{margin:36px 0 0}.service-faq-title{font-family:'Playfair Display',serif;font-size:1.55rem;color:var(--navy);margin-bottom:20px}.service-faq .faq-item{border-left:4px solid var(--gold);background:var(--white);padding:20px 24px;border-radius:var(--radius);margin-bottom:14px;box-shadow:var(--shadow);border:1px solid var(--border);border-left:4px solid var(--gold)}.service-faq .faq-question{font-family:'Playfair Display',serif;font-size:1rem;font-weight:700;color:var(--navy);margin:0 0 8px;display:block}.service-faq .faq-answer{color:var(--text-light);font-size:0.93rem;line-height:1.7;margin:0;display:block}.related-links{background:var(--light-gray);border-radius:var(--radius-lg);padding:28px 32px;margin:40px 0 0}.related-links h3{font-family:'Playfair Display',serif;font-size:1.1rem;color:var(--navy);margin-bottom:16px}.related-links-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:8px}.related-links-grid a{display:flex;align-items:center;gap:6px;font-size:0.85rem;font-weight:600;color:var(--navy);padding:7px 10px;border-radius:var(--radius);background:var(--white);border:1px solid var(--border);transition:var(--transition)}.related-links-grid a:hover{background:var(--navy);color:var(--white);border-color:var(--navy)}.related-links-grid a svg{opacity:0.5;flex-shrink:0}.related-links-grid a:hover svg{opacity:1}@media (max-width:900px){.content-sidebar-layout{grid-template-columns:1fr}.content-sidebar{position:static}}